Senior Credit Risk Manager

Are you a strong Credit Risk Manager with experience in Financial Services? Would you like to work for a large international bank in an exciting and dynamic environment? Then this is the role for you!

Overall purpose of the role

This is a senior role in the team. VP supports department Head in broader CRM agenda, cooperates closely with other team members, and have frequent interactions with senior professionals. The Credit Risk Manager performs identification, assessment, monitoring and evaluation of credit risks on portfolio level, in particular:

• Oversee and challenge 1st Line of Defense (LoD) commercial business activities;
• Monitor and escalate material credit risks and control issues to internal committees;
• Execute risk management cycle for credit risk as per the policy and risk appetite;
• Provide input to policy documents and ensure risk governance complies with regulatory requirements (e.g. EBA/ECB guidance);
• Undertake credit stress testing and offer perspective of its strategic implications for the lending portfolio;
• Support the bank’s adherence to regulatory requirements and expectations, especially with regards to Internal Capital Adequacy Assessment (ICAAP), the Recovery Plan and the Risk Appetite Statement (RAS);
• Perform periodic risk assessment, reviews and deep dives into individual credit topics;
• Provide input to credit policy documents to ensure compliance with applicable regulation in EU, and perform self-assessment against local regulatory requirements (e.g. EBA/ECB guidance);
• Organize, process and analyze large data sets to produce clear, concise and meaningful credit risk reports for internal and external stakeholders;
• Participating in internal and/or external consultation platforms (either on an ad hoc or permanent basis) regarding Credit Risk Management:
  • RMC (Risk Management Committee)
  • Stress Testing Oversight Group
  • Provisioning Oversight Group
  • Credit Portfolio meetings with business

In order to be successful in the role, you will need the following

• Academic degree in quantitative Field, MBO or other relevant field of study; Preferably completed CFA, FRM, PRM or engaged in the process;
• Working knowledge of credit risk concepts and measurements;
• Good understanding of relevant EBA guidelines and regulation in EU;
• Analytical skills and ability to provide effective challenge to organization;
• Data Manipulation skills, Advanced Excel (VBA); basic knowledge of programming in Python and Power BI is desirable but not required;
• Fluent language skills in English.
• Excellent interpersonal skills, building rapport with business and risk colleagues across the region is key in this role;
• Excellent communication and presentation skills, ability to explain a complex topic in a structured and clear manner;
• Results driven, with a strong sense of accountability;
• Think independently and critically to create own views;
• Team player with ability to collaborate in cross-division teams and display organizational sensitivity;

What do we have to offer

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• Gross salary based on experience and consistent with the market
• 8% holiday allowance and 13th month payment.
• 29 vacation days per year. Optional you can buy 15 additional days.
• Commuting allowance
• Remote working possibilities
• A pension scheme with an employee contribution of 2% (max 5%)
• Training budget and development possibilities paid by the bank
• Collective premiums (for own expenses) for health insurance.

Does this sound like the perfect new step for you? Then please apply now.