Credit Risk Officer

Do you have at least 3 years of experience within Credit Risk Management? Do you want to be part of the Risk Department of a Leading Bank? Then keep reading.

Our client, a large international retail bank, is looking for a Credit Risk Officer. As part of the Risk Management & Controlling team, you will be responsible for maintaining the risk management framework in order to effectively manage credit risk with a focus on the Dutch Mortgage portfolio, including analysing and reporting to different stakeholders in the Bank.

KEY ACCOUNTABILITIES:

• Accountability for implementation and maintenance of an effective risk management framework and credit risk control framework, including;
• Development, implementation and maintenance of policies and procedures ensuring compliance to internal and external regulatory requirements
• Identifies and assesses risks to ensure risks are well managed within the bank’s risk appetite
• Acts as a source of professional expertise to mitigate the potential risk – and ensure systems and processes are fit for purpose
• Development and production of credit risk analysis on the mortgage portfolio and reporting to different stakeholders and the financial risk committee
• Development and production of timely and insightful management reporting and accurate regulatory reporting.
• Identifies market trends related to the housing market, rental market, property valuations and translates this to potential credit risk impacts on the mortgage portfolio and underwriting criteria;
• Building strong relationships with stakeholders, and demonstrating an understanding of their business area and their specific needs in relation to risk management;
• Engages with business at an early stage in order to shape proposals so risks are managed appropriately;
• Displays a good understanding of economic capital and macro-economic trends and considers implications when making strategic/tactical recommendations.

KEY CAPABILITIES, KNOWLEDGE AND SKILLS:

• Analytical ability and Result oriented;
• Interpersonal and Problem solving skills;
• Academic working and thinking level;
• Strong writing and documentation skills;
• At least 3 years relevant credit risk management experience, preferably within mortgages;
• Ability to get things done under pressure, hands-on mentality and pro-active;
• Excellent communication skills both verbal and in writing (Dutch and English) and ability to demonstrate these skills effectively across all levels of the organisation;
• Self-motivated and well organised;
• Good knowledge of the Dutch market and mortgage products.

OFFER:

A fulltime role with a salary in line with the market and excellent secondary employee benefits.

Interested in the role of Credit Risk Officer? Then apply as soon as possible.